877-537-2221

USDA Guaranteed Solar Micro-Loans


USDA Micro-Loan Program for Energy Efficiency Improvements and Solar Projects Related to Agriculture Operations and Irrigation Systems…

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factsheet-buttonMicro-Loan Application

The USDA has an exciting new program it developed: micro-loans designed to help small and family farm operations, and socially disadvantaged farmers obtain loans under $35,000.  The Micro-loan program has a more simplified application process in comparison to traditional USDA farm loans.

Applicants can apply for a maximum of $35,000 to pay for start-up expenses such as season-extending hoop houses, tools, irrigation systems, delivery vehicles, as well as operating costs such as seed, fertilizer, utilities, land rental, marketing, and distribution expenses. The current interest rate is 1.25% plus a $350 application fee. Application fee may be added to total loan amount not to exceed $35,000.  Repayment terms vary, but do not exceed seven years.

Nuance Energy is a sponsored enterprise for the California Department of Agriculture and offers the USDA micro-loan program to small farmers and agribusinesses.

  • USDA Micro-Loans to $35,000
  • 100% Financing
  • (1 – 7) Year Loan Terms
  • Below (Prime) Market Interest Rates currently 1.25% to 3.25%
  • Below average credit is OK
  • Close in 30 days or less
  • Terms and Conditions Apply

Applicants interested in applying for a Micro-loan may contact us at 1-877-537-2221.

Security Requirements 

Micro-loans made for purposes other than annual operating expenses must be secured by a first lien on a farm property or agricultural product purchased with loan funds and having a security value of at least 100 percent of the Micro-loan amount.

 An AgWell Solar™ system installed at the agriculture pump will qualify for security requirement.

Rates and Terms 

Eligible applicants may obtain a Micro-loan up to $35,000. The repayment term may vary and will not exceed seven years.  Interest rates are based on the regular operating loan rates that are in effect at the time of the Micro-loan approval or Micro-loan closing, whichever is less.